Public Bank Homepage - Excellence is Our Commitment

	* Cover 1. Corporate Mission 1. Corporate Philosophy 4. Notice of Annual General Meeting 7. Financial Calendar 8. Financial Highlights 9. Simplified Group Balance Sheet 10. Corporate Information 11. Group Corporate Structure 12. Corporate Profile 14. Corporate Milestones 1966 to 2008 18. Customer Care 20. Media Highlights 24. Five-Year Group Financial Summary 26. Summary Of Five-Year Group Growth Delivering Strong Performance 28. Market Capitalisation & Ranking 28. Key Interest Bearing Assets & Liabilities 29. Segmental Analysis 30. Group Quarterly Performance 31. Statement Of Value Added 34. Awards & Accolades 36. 2008 Awards 40. Past Awards 44. Board Of Directors 46. Directors' Profile
	52. Letter To Stakeholders 68. Statement On Corporate Governance 88. Risk Management 96. Ethics, Integrity And Trust 98. Statement On Internal Control 100. Audit Committee Report 108. Board Executive Committee 109. Group Management Profile 112. Heads Of Division 118. Chairman's Review 120. Overview 142. Business Operations Review
	174. Outlook For 2009 178. Corporate Responsibility 190. Human Capital Development 192. Calendar Of Significant Events 2008 205. Analysis of the Financial Statements 209. Statement of Responsibility by Directors 210. Directors' Report 219. Statement by Directors 219. Statutory Declaration 220. Independent Auditors' Report to the Members of Public Bank Berhad 222. Balance Sheets 224. Income Statements 226. Consolidated Statement of Changes in Equity 228. Statement of Changes in Equity 229. Cash Flow Statements 232. Notes to the Financial Statements 392. Bursa Securities Listing Requirements Compliance Information 394. Malaysian Economy: Weathering External Challenges 398. Investor Information 401. Analysis of Shareholdings 404. Authorised and Issued Share Capital 418. Summary of Properties Owned by Public Bank Group 419. List of Top 10 Properties Owned by Public Bank Group 421. International Network 422. Group Corporate Directory * Form of Proxy

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